Finding information about programs that can help you stay in your home is one of the most challenging parts of dealing with the already stressful situation of being underwater or facing a foreclosure eviction. We’ve tried to help by compiling a set of resources aimed at helping homeowners stay in their homes. Here you can find:
- HUD-certified housing counseling agencies and foreclosure avoidance counselors
- Independent foreclosure review for people who were foreclosed on between Jan. 1, 2009 and Dec. 31, 2010 – you might be owed money (también en Español)
- How to get the money you might be owed as a result of the National Mortgage Foreclosure Fraud Settlement (and how to protect yourself from scammers using the Settlement to take your money)
- Also included is a full Frequently Asked Questions section accessible here.
- Information on help available through the Home Affordable Modification Program (HAMP) and other programs in the Making Home Affordable family
- Information for renters and tenants who find themselves living in a house or building that is now owned by a bank that is working to get all tenants out before reselling the property.
- Frequently asked questions posed about our demand for resetting mortgages to current value (or “mortgage resets”)
- If you are a bank employee or know one, this page provides information and downloadable flyers on Whistleblower protections.
Despite this wealth of options, often the programs and assistance don’t provide relief for distressed homeowners and the only sure way to stay in your home is to fight back. Home Defenders League partner organizations can help you do just that.