Public entities can create an authority to provide a degree of protection. There is a real chance Wall Street banks may sue. Our core principles state that the implementation of the program should not cause taxpayers to incur significant expenses, such as the legal costs of defending the program, and that the program must indemnify taxpayers from legal and financial liabilities. We will not support any program that does not meet these criteria. We believe that some potential partners, like MRP, will commit to this. This is a critical question we should ask any private investor group that the City considers partnering with.